Overview

The Capstone PAS (Policy Administration System) is a comprehensive insurance policy management platform designed for funeral insurance products. It handles the complete policy lifecycle including:

• Policy creation and onboarding
• Premium collection and financial management
• Beneficiary management
• Cover escalation and staggering
• Policy verification workflows
• Death claim processing

Subdomains

The Capstone PAS is organized into bounded contexts:

• Policy - Core policy aggregate management including lifecycle, beneficiaries, and financial operations
• Quote - Quote creation, finalization, and conversion to policies
• Identity - Customer identity management, verification, and data subject handling
• Pricing - Supporting domain for premium and cover amount calculations using actuarial formulas
• Notifications - Supporting domain for notification orchestration, scheduling, and multi-channel delivery
• PolicyImporter - Bulk policy import from external systems
• ProductBundleInventory - Product bundle configuration and inventory management
• CustomerDP - Customer Data Platform providing unified customer views across quotes and policies
• BFFWeb - Backend for Frontend (Web) providing secure API gateway with CORS, CAPTCHA, and request proxying
• BFFASCP - Backend for Frontend (ASCP) for agent/admin portal operations
• FileUpload - File upload, storage, and lifecycle management
• PDFGenerator - Supporting domain for PDF document generation, formatting, and encryption

Architecture

The system follows an event-driven architecture using:

• Event Sourcing for policy state management
• CQRS for read/write separation
• Kinesis for event streaming
• Domain-Driven Design for bounded context organization